With rising interest rates and high inflation, it seems like almost everyone is talking about debt. It has also become a normal part of life to have a mortgage, car loan, student loan and maybe a credit card or two that aren’t paid off. However, living with debt can be a heavy burden, impacting your financial stability and overall well-being. It is possible to eliminate your debt and pave the way towards a brighter financial future. Let’s dig in so you can regain control of your finances, reduce stress, and create a solid foundation for long-term financial success.

Most people are willing to plan out their vacation time but when it comes to our finances people tend to freeze. Maybe planning out your financial resources feels scarier than planning out vacation time. I am here to tell you that planning out your finances, also known as budgeting, is one of the greatest gifts you can give yourself.

Our gas tank habits can be a very close resemblance to how we manage our bank accounts. We may get to the grocery store with a hope that there is enough in the bank account to cover our purchase. Alternatively, we may know exactly how much is in our bank account at any given moment but we don’t know if we have enough to cover our expenses until the next pay day. Maybe we know we have enough for our regular life but what happens if an emergency arises?