With rising interest rates and high inflation, it seems like almost everyone is talking about debt. It has also become a normal part of life to have a mortgage, car loan, student loan and maybe a credit card or two that aren’t paid off. However, living with debt can be a heavy burden, impacting your financial stability and overall well-being. It is possible to eliminate your debt and pave the way towards a brighter financial future. Let’s dig in so you can regain control of your finances, reduce stress, and create a solid foundation for long-term financial success.

Ah! The freshness of spring. The birds are beginning to return and the morning is filled with the sounds of their chirping. Bunnies are popping up everywhere along with the spring flowers. The grass is turning green and the trees are budding. Life is returning after the dreary cold.

As we approached 2021, Michael and I began to ask the Lord what our next steps should be when we paid off the mortgage. We both felt for years that there was something significant on the other side of accomplishing this goal for Him.

It’s been a wonderful first summer debt free. It’s brought growth, planning, and fun. We’ve gotten into a groove with the new budget and figured out the things we want to put our extra dollars into for the rest of the year. There were many lessons we learned while paying off debt, but one in particular has prominently transferred into this time as well. It’s the lesson of delayed gratification.

You’ve read about our debt free journey this past year and a half. We’ve shared our milestones along the way. We’ve hit road bumps and detours. And then we went silent.

Are you or someone you know heading off to college or University this fall? Are you already panicking about the massive amounts of student loans you’re going to rack up?