I thoroughly enjoy Ikea. I get a rush in the store. I walk around imagining what my house could look like with that nightstand in my bedroom and that couch in my living room. Ooh, I could get lost in all sorts of ideas with their organizational and storage units!
Yet, the rush leaves as I pull away from the building with my single purchase of a salad spinner sitting on my lap…
Who doesn’t look forward to pay day? It’s that great time where you can watch your bank account climb and feel that hard work pay off. If you’re hard at work trying to pay off debt, give yourself a little allowance each pay.
Having a partner work on something with you can bring power and motivation. You can cheer each other on when the going gets tough. You can celebrate when you reach success.
The first part of taking back control of your finances is by creating a budget. If the thought of doing a budget makes you wince, stick with me. It’s not as bad as you think.
If you want to win at something, you have to have goals! What do you want in life? What are you fighting for? Do you have dreams? Hold onto hope and fight with grit!
You’re running a race. You’re tired, thirsty, dripping with sweat, but you’re almost there. If you push yourself a little further, you’ll have the sweet victory you’ve been craving. Suddenly, you get a leg cramp. Do you push through to the end or give it all up and nurse the cramp?
You feel the panic rise up as the phone rings. You’re afraid to answer it. What if it’s the creditors again? But, if you don’t answer, what if they won’t stop calling? …Could it be someone else? What if there’s an emergency or someone needs me and I’m missing an important call?
Debt is like deception. You think you own your finances; you think you’re keeping on top of things, but the next thing you know it owns you.
I was overwhelmed. I felt like I didn’t have enough and I was waiting for the bomb to go off…