Happy New Year! January is often a time where we become filled with the desire to make big changes. Too often we have the best of intentions to make these positive changes only to find ourselves overwhelmed and discouraged a few weeks into the new year. Whether you had intentions of being more prepared for unexpected expenses, dealing with debt, or simply trying to make ends meet, financial stress can take a toll on your well-being. In this article, we’ll explore practical strategies to help you navigate overwhelm and regain control of your big financial changes for 2024.