Most people are willing to plan out their vacation time but when it comes to our finances people tend to freeze. Maybe planning out your financial resources feels scarier than planning out vacation time. I am here to tell you that planning out your finances, also known as budgeting, is one of the greatest gifts you can give yourself.

Let’s celebrate and be hopeful for all that God’s got in store. Let’s dedicate our finances to Him this year and see what He does. It may surprise you.

If you’re on the adventure of paying off debt, if can feel really discouraging when your income dips, or you lose your job. You may have been making great strides, but suddenly the momentum gets derailed. What do you do?

You bought an old home and realized the renovations were more than you had planned. Tearing back those old walls revealed stories of construction days gone by. Though it’s nostalgic, it’s not going to benefit you now. What do you do?

I would see one of my moms sit at the table and spend a considerable amount of time going through each flyer and cutting out the coupons. Then she would take a whole morning driving to various grocery stores to get the items on sale. Was it really worth it to go to all that trouble to only save a few dollars?

Summer is slowly drifting into the beautiful colours of fall. Kids are back to school, vacations are coming to an end, and the fun of all things pumpkin have begun. Now’s a great time to get back in routine and your finances on track.

If you’re working away at paying off debt or saving for something large like a house or car, what keeps you motivated to achieve your goal?

The warm spring mornings feels like I should see yard sales everywhere. Tables on people’s lawns filled with all sorts of goodies to be explored. When you’re crunching a budget, these little ventures can be a gold mine.

Are you worried about your financial situation? Are you currently off work? Do you have a plan in place?